某銀行系消費者金融が立ち上げの時、「他社よりも10%も安い金利で差別化する」と息巻いていたらしい。
金利で10%というのはべらぼうな安さである。ちょっと計算すればわかるが、実際には何倍も違う。消費者金融としては画期的な低金利である。
ところがいくら安い金利をアピールしても、ぜんぜん人が来なかったのだという。
調査の結果、判明したことは
「消費者金融のユーザは金利なんか気にしていない。最も借りやすい無人契約機で契約する」
という衝撃の事実だった。
“
| — |
賢い人が犯しがちな「やりすぎ」というミス - shi3zの日記 (via kasei-san) (via joker1007) (via jinon) 2008-03-25 (via gkojay) (via kml) (via gkojax) (via ucyu) (via yaruo) |
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